Our Thinking Blog
Consistently good advice in a constantly changing world®
Print Page | < A A A >

Our Thinking Blog

Wall Street at its Worst
May 16, 2017

By: Steven W. Kaye, CFP®, ChFC, CLU, CEBS, RHU, AAMS, CRC, AIF®

Most consumers don’t know that an Investment Broker is NOT required to place the interests of their clients before their own self-interests, (regarding commissions). And Wall St. loves it! Most consumers don’t know the difference between a Sales Person & Sales Relationship versus a Fiduciary & Fiduciary Relationship. And the Brokers love it!

*This is the first article of a three-part series by our CEO & Founder, Steven W. Kaye

More Info

Women: Living in the Sandwich Generation
May 10, 2017

The day-to-day demands of caring for an aging parent and children can put a tremendous strain--both emotional and financial--on the primary caregiver. Be sure to set priorities and encourage open communication with your entire family to figure out ways to share the burdens. 

According to the Alzheimer's Association report, 2016 Alzheimer's Disease Facts and Figures, approximately two-thirds of caregivers are women.

More Info

American Health Care Act of 2017
May 5, 2017

By: Noel Santiago

The House on Thursday approved a bill to repeal and replace many parts of the Affordable Care Act.  The vote is a step forward in removing the signature achievement of former President Obama.  The bill is being referred to as the AHCA (American Health Care Act of 2017).

More Info

May 3, 2017

NJBIZ Named AEPG® Wealth Strategiesas one of the 2017 Best Places to Work in New Jersey, our FOURTH consecutive year.

AEPG® is proud to be selected (again) as one of the Best Places to Work in New Jersey.  The professionalism and dedication of our employees helps us deliver excellent service to our clients. Thank you to the AEPG® team!

More Info

Building a Credit Report for Your Adult Child
May 2, 2017

By: Alex Vaccarella, CFP®

As a young adult entering the real world, life can get hectic. With the desire to do well in school, be attractive to the right employer for a good internship or job among other things, building a credit record is not even on the radar. However, for many young adults, a good credit record is crucial when it the time comes to make significant purchases such as a car or a home. 

More Info

Passing Along Your Values As Well As Your Estate by Engaging In Philanthropy
April 25, 2017

By: Ray A. Hawkins, CFP®, RICP®, AWMA®, ADPASM

As parents, we all have hopes and dreams for our children. We hope to see our children create loving relationships, achieve success in satisfying careers and make productive contributions to society. For many parents with strong moral, religious or civic beliefs, it may be particularly important that their children grow up to become caring, generous adults with deeply-held philanthropic values. 



More Info

"When I'm Sixty-Four"
April 18, 2017

By: Donald M. Goldberg, JD, CLU, ChFC  

When a teenaged Paul McCartney penned the song “When I’m Sixty-Four” he was describing an imagined situation that might one day impact people his father’s age. But today, young people who once tapped their toes to this tune when it appeared on the Beatles 1967 breakout album “Sergeant Pepper’s Lonely Hearts Club Band” (yes, this year is the 50th anniversary of its release) are today’s Baby Boomers and they are retiring at the rate of 10,000 per day! 


More Info

How Women are Different from Men, Financially Speaking
April 17, 2017

We all know men and women are different in some fundamental ways. But is this true when it comes to financial planning? In a word, yes. In the financial world, women often find themselves in very different circumstances than their male counterparts. Everyone wants financial security. Yet women often face financial headwinds that can affect their ability to achieve it. The good news is that women today have never been in a better position to achieve financial security for themselves and their families.

More Info

Putting Brexit into Perspective
April 13, 2017

By: Steven W. Kaye, CFP®, CLU, ChFC, RHU, CEBS, AAMS, CRC, AIF®

If you have a good long memory, you may recall that last Summer, the U.K. panicked the investment markets by voting, in a nation-wide referendum, to exit the European Union. There were, of course, dire predictions about the impact on the U.K. economy, which never materialized, in large part because the U.K. had not yet formally opted out of its Eurozone agreements.

More Info

The Bond Market is a Turkish Bazaar - What the Brokers DON'T Want You to Know
April 11, 2017

By: Steven W. Kaye, CFP®, CLU, ChFC, RHU, CEBS, AAMS, CRC, AIF®

For many years I have been saying that the Bond Markets function like a Turkish Bazaar. When you look at the price of a stock everyone knows the current price. The stock exchanges list the price of the stock for all to see. You should get the same price quote regardless of what broker or advisor you call. It is called an EFFICIENT MARKET, with everyone having access to the same information. However, the bond markets are very different.

More Info

Filter by Audience:

Small Business

Filter by Topic:

Asset Protection
Estate Planning
Financial Planning
Group Benefits
Health and Wellness
Monthly Investment Perspectives
Retirement Plans
Saving for Higher Education
Tax Planning
Trust Services
Wealth Management

Filter by Date:

Current Month (5)
2017 (23)
2016 (40)
2015 (32)
2014 (37)
2013 (17)
2012 (4)
2011 (1)