Thought Leadership

Technique for high income earners to grow assets tax free
January 9, 2013

The Roth IRA can be a very powerful wealth building tool.  The trick is to know when and how to fund it. A Roth IRA can be funded through direct contributionsand/or by converting Traditional IRA dollars into Roth IRA dollars. There are income limits on who can contribute to a Roth IRA, though preventing high income earners from making a typical Roth IRA contribution.

However, there is one terrific (and relatively painless) technique  for high income earners that does allow them to gather Roth IRA money.

AEPG Year End Letter 2012
December 27, 2012

In 2012, as in years past, we have experienced change, and in many ways the best advice  remains the same: have a plan, stick to the plan (making revisions as appropriate), practice sensible risk management, and plan and manage for the long term, taking advantage of the good things life offers.  Most of us continue to be fortunate to enjoy good lives.  With this context, we offer some comments about the economy and our commitment to you

Year End Planning Tips 2012
November 15, 2012

Now that we are in the fourth quarter of 2012 and are quickly approaching year end, we would like to share with you, as we have done in the past, some tips to help you prepare for year end

Patient Protection and Affordable Care Act - ACOs
November 9, 2012

With the elections now over, it is time to refocus on the many upcoming laws and tax changes. One of the major changes that will affect our business clients is the Patient Protection and Affordable Care Act (PPACA or sometimes called "Obamacare"). There are many aspects to the PPACA that can be confusing and overwhelming. Therefore, as a service to our valued clients we will be sending out a series of educational emails over the next year to help them stay informed on the upcoming developments stemming from the PPACA.

Pay Taxes Now or Defer?
September 4, 2012

It is impossible to predict what tax rates will be in the future and when tax rates will change. However, because the Supreme Court affirmed the new health care reform law, the top federal tax rate on long-term capital gains will likely increase from the current historical low rate of 15% to 18.8%.

Increase Your Potential Social Security Benefits through Planning
August 21, 2012

AEPG® Wealth Strategies can help you develop and implement a strategy for your social security benefits decisions. 

AEPG ® Wealth Strategies Investment Perspective
July 16, 2012

July 2012 Investment Perspective Webinars

"When I'm Sixty-Four"
March 23, 2012

When a teenaged Paul McCarthy penned the song "When I’m Sixty-Four" he was describing an imagined situation that would one day impact people his father’s age. But today, young people who once tapped their toes to this tune when it appeared on the Beatles 1967 breakout album "Sergeant Pepper’s Lonely Hearts Club Band" are today’s Baby Boomers, and they are retiring at the rate of 10,000 per day!

Analysis of Stable Value Funds
March 15, 2012

One of AEPG Wealth Strategies’ most important duties as an investment consultant fiduciary is to continually educate our Plan Sponsor client’s about the investment option products currently used inplans as well as alternative products available in the marketplace, and to assist in the product selection and the monitoring process.

401(k) Plan Sponsors Getting Hit With Big Fines from the DOL
March 5, 2012

Almost three-quarters of all 401(k) plans audited by the Department of Labor (DOL) in 2009 and 2010 were fined, received penalties or had to make reimbursements for errors, the DOL announced on February 21. These issues ended up costing plan fiduciaries about $450,000 in penalties, fines and restorations per plan.